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Artificial Intelligence Emerges as a Core Business Strategy in 2025

In 2025, Artificial Intelligence (AI) has evolved beyond a promising technology trendinto a strategic imperative for businesses across Indonesia —reshaping operations, competitiveness, and innovation pathways. Recent research on AI adoption reveals significant momentum in the Indonesianbusiness landscape. According to a study conducted by Amazon Web Services (AWS) and Strand Partners, AI adoption in Indonesia grew...
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Indonesia’s Fintech Sector Shows Strong Growth and Resilience Throughout 2025

Throughout 2025, Indonesia’s financial technology (fintech) landscape experiencedrobust expansion, driven by increasing digital adoption, deeper integration with mainstream financial services, and resilient consumer demand for alternative financing solutions. According to the Financial Services Authority (Otoritas Jasa Keuangan/OJK), the fintech peer-to-peer (P2P) lending sector continued its growth trajectory with outstanding loan financing exceeding Rp80 trillion by...
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Rakernas AFPI Tetapkan Arah Strategis 2026: Perkuat Tata Kelola, Tekan Risiko, dan Dorong Pembiayaan UMKM Berkelanjutan

Rakernas AFPI Tetapkan Arah Strategis 2026: Perkuat Tata Kelola, Tekan Risiko, dan Dorong Pembiayaan UMKM Berkelanjutan Jakarta, 9 Desember 2025  – Asosiasi Fintech Pendanaan Bersama Indonesia (AFPI) menggelar Rapat Kerja Nasional (Rakernas) sebagai forum konsolidasi industri untuk merumuskan arah, prioritas, dan strategi penguatan industri Pinjaman Daring (Pindar) menuju tahun 2026. Rakernas ini menegaskan komitmen AFPI...
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OJK ensures that POJK 22 of 2023 does not protect debtors

The Financial Services Authority (OJK) ensures that OJK Regulation (POJK) Number 22 of 2023 concerning Consumer and Public Protection in the Financial Services Sector is not aimed at protecting consumers or debtors who do not have good intentions.
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Xing Hao Safety Chronicles: Annual Fire Drill Recap

Months of meticulous planning preceded the drill. Our Safety Committee, in collaboration with the local fire department, reviewed past drills, updated evacuation routes, and fine-tuned protocols to ensure maximum efficiency. Clear communication channels were established to ensure everyone understood their roles and responsibilities.
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Quarterly Desk Collection Service Team Training Recap

In our ongoing pursuit of excellence, we recently concluded another round of quarterly training sessions for our Desk Collection Service Team. Led by our dedicated trainer, these sessions are integral to keeping our team sharp and informed. Here’s a glimpse into what went down
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