Throughout 2025, Indonesia’s financial technology (fintech) landscape experiencedrobust expansion, driven by increasing digital adoption, deeper integration with mainstream financial services, and resilient consumer demand for alternative financing solutions. According to the Financial Services Authority (Otoritas Jasa Keuangan/OJK), the fintech peer-to-peer (P2P) lending sector continued its growth trajectory with outstanding loan financing exceeding Rp80 trillion by...
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